Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

As if owning a home wasn't a big enough expense already, homeowners insurance rates are soaring to new heights. Average premiums hit $2,802 per year in July 2025, according to a new report from ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

For homeowners needing flood insurance, there are basically two options available to you: the government-backed NFIP and a ...

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