With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Chad Langager is a co-founder of Second Summit Ventures. He started as an intern at Investopedia.com, eventually leaving for the startup scene. Erika Rasure is globally-recognized as a leading ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

Carrying a balance on a credit card usually results in paying more for purchases due to interest charges. Credit utilization is an important factor in determining your credit score and is affected by ...

When you’re planning a large purchase that you’ll need a loan for – such as a home or auto purchase – you might wonder how to improve your credit score to get better interest rates, faster approvals ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Your credit score, which commonly refers to your FICO score, is calculated based on five factors: payment history, amount owed, length of credit history, new credit, and credit mix. FICO is not the ...