Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

My husband and I recently paid off our car loan early. It was the last piece of debt we had. We did so to prepare for our ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

FICO Xpress 9.8 features a GPU-accelerated implementation of the hybrid gradient algorithm, yielding up to 50x speedups for very large optimization problems FICO Xpress Optimization has the widest ...

Fair Isaac (FICO) is actively pursuing its core scoring business and transitioning to the FICO Platform, powered by strong ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

It’s summer in America and house hunting season is in full bloom. Mortgage rates are high, as are home prices. And the longer-term economic outlook remains uncertain. Even with these challenges, the ...

Forbes contributors publish independent expert analyses and insights. I write about building wealth and achieving financial freedom. This article is more than 9 years old. Earlier this year the Fair ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...