On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

If you're thinking of breaking up with your insurance provider, you're not alone. The "It's not you, it's me" conversation might actually be warranted when your premium keeps climbing while your ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Consumers can shop anytime. They don’t have to wait for a renewal period if they decide to switch companies. Start by reading up on the coverage you have and what you pay. The first page or two of the ...

To get adequate homeowners insurance coverage, know which questions to ask. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Sticker shock is common when shopping for Miami home insurance. Preparation is how smart buyers stay in control.