Credit Utilization: What It Is and How It Affects Your Score

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Credit Utilization Calculator

Your credit utilization measures the amount of revolving credit you're currently using divided by the total amount of credit available to you. This ratio is an important component of your overall ...

These 2 Numbers Can Make or Break Your Credit Score

Your credit score mostly comes down to two numbers: utilization ratio and delinquencies. Here's what they mean and how to ...

Here's the Right Way to Cancel a Credit Card Without Hurting Your Credit Score

Thinking about canceling a credit card? Here's what actually happens to your score -- and the step-by-step process to avoid ...
The Roanoke Times

Mid-year money check: What your credit utilization says about you

High credit utilization means you're using many of your available credit lines. General rule of thumb says to keep your utilization under 30% (and even lower if you can). You can reduce your ...

Here's what happens when you pay down $5,000 in credit card debt at once

Paying down $5,000 in credit card debt at once affects your interest charges, credit score, and monthly cash flow. Here's ...
The Bellingham Herald

Mid-year money check: What your credit utilization says about you

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...