The Citi Diamond Preferred Card tops our list of the best balance transfer cards -- no annual fee, a long 0% intro APR period, and solid everyday perks.

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble. The right offer buys you time at a low or even 0% rate so more of every ...

It's no secret that credit card debt has been weighing heavily on household budgets lately. With average interest rates hovering around 22% and cardholder balances averaging nearly $8,000, it can be ...

Both the Chase Slate and Wells Fargo Reflect cards offer a competitive 21-month 0% introductory APR on purchases and balance transfers. The Wells Fargo Reflect holds a slight advantage in fees with no ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card. While there is typically an upfront fee, most balance transfer cards offer a low ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...