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Ladies and gentlemen, thank you for standing by. Welcome to the 3M First Quarter Earnings Conference Call. [Operator Instructions] As a reminder, this call is being recorded, Tuesday, April 21, 2026.

Good morning, and welcome to Washington Trust Bancorp, Inc's Conference Call. My name is Elliot, and I'll be your operator today. [Operator Instructions] As a reminder, today's call is being recorded.

Tip income involving "service charges" will not qualify 'unless the customer has an option to disregard or modify the service ...

Same-store NOI Growth -- 8.4% for the quarter and 6.7% year-to-date, with fiscal Q3 benefiting from favorable insurance and ...

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