environment has challenged credit unions of all o carefull interest rate risk (IRR), and capital. This paper examines asset liability management (ALM) strategies utilized by credit unions on either side of the …

The Asset & Liability Management (ALM) eSchool delivers a credit union-focused introduction to core ALM principles and practical tools for managing risk, ensuring compliance, and making sound …

Asset/liability management is a critical part of the credit union financial management process. Credit unions that employ ALM effectively tend to be higher performing and serve their members better than …

A corporate credit union must measure at least once a quarter, including once on the last day of the calendar quarter, the effective duration and spread durations of each of its assets and liabilities, …

Apr 28, 2023 · In order to mitigate those risks, a credit union should have a comprehensive asset liability management (ALM) framework to manage its assets and liabilities, considering factors such as …

Asset Liability Management (ALM) gives you the knowledge and insights to proactively manage and position your balance sheet ahead of changes in markets and interest rates.

By being proactive about ALM in this way, credit unions can continually assess where problems can surface before they actually become real or take efect on the balance sheet.

Please Note: This presenta1on is intended as a basic introduc1on to concepts, methodologies and terminology related to Asset Liability Management for credit unions.

Asset/Liability Management (ALM) is the process of ensuring that a credit union remains financially viable through adequate capital, stable earnings, sufficient liquidity, and interest rate risk management.

In today’s regulatory environment, Asset/Liability Management (ALM) is a major point of emphasis for credit unions of all sizes. As credit union balance sheets continue to grow, so too does the need to …