Jan 5, 2026 · A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.

It's tempting to just go for the option with the longest intro APR period. But you might be better served with a card that has a shorter 0% term but a lower transfer fee or more long-term value.

Dec 22, 2025 · NerdWallet Canada's editorial team has compiled a list of the best balance transfer credit cards so you can choose the one that fits your needs.

Sep 24, 2025 · You can save on interest when you transfer your credit card debt to a balance transfer card – which means you can pay it off much faster. Read on to find out exactly how they work, and …

A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.

Jan 8, 2026 · Compare cards based on the 0% APR period, balance transfer fee and any ongoing perks or rewards. Keep in mind that issuers typically won’t let you transfer a balance from an existing card …

Two big factors to consider when deciding whether to use a balance transfer credit card: the 0% APR promotional period and the balance transfer fee.

Like its cousin above, the Chase Freedom Unlimited® comes with standout features that the best balance transfer cards offer — a 0% intro APR offer for balance transfers, a $0 annual fee and ...

Check out NerdWallet's best no balance transfer fee credit cards for a list of certain cards that don't charge these fees. (Note that such cards may come with drawbacks and caveats of their own.)

Credit cards that charge no balance transfer fee are out there, but options are limited. In many cases, the fee can be worth paying if it saves you money in the long run.